Professional wildfire home hardening assessments for Southwest Colorado homeowners. We evaluate your property against CWRC, IBHS, and NFPA standards and give you a clear, prioritized plan to reduce risk and satisfy your insurer.
Why now
Homeowners in La Plata, Archuleta, and San Juan counties face a convergence of wildfire risk, insurance pressure, and new regulations — all in 2026.
Colorado's CWRC takes effect April 1, 2026. All WUI communities must adopt it as a minimum standard. It applies to roof replacements, siding work, additions, and new construction. If you're planning any exterior work, you need to comply.
Colorado homeowner premiums are up 58% since 2018. Carriers are leaving WUI zones or raising rates dramatically. HB25-1182 now requires insurers to factor your mitigation efforts into your risk score — hardening your home can directly lower your premiums.
Under HB25-1182, insurers must send you an annual written notice with your wildfire risk score, actions that would improve it, and the premium impact. A professional assessment is the first step to responding to that letter.
What we do
We help homeowners understand exactly where their property is vulnerable and what to do about it — in priority order, with realistic cost estimates.
A comprehensive, on-site evaluation of your home's exterior, structure, and defensible space zones. We assess against CWRC Class 1 & 2 standards, IBHS Wildfire Prepared Home criteria, and NFPA guidelines. You receive a detailed written report with findings, photos, priority rankings, cost estimates, and product recommendations.
2–3 hour on-site visit + written reportWe document your home's current hardening status and completed improvements in a format built for insurance underwriters. This is the evidence you need when appealing your wildfire risk score or negotiating coverage under HB25-1182.
Designed for insurer submissionWe develop a phased retrofit plan, connect you with qualified local contractors, and manage the project from start to completion — so you don't have to coordinate siding, vent upgrades, and landscaping crews yourself.
From assessment to completed workPlanning a roof replacement, siding project, addition, or new build after April 1? The Wildfire Resiliency Code now applies. We review your plans against CWRC requirements before you start — so you avoid surprises at inspection.
For homeowners, builders & remodelersThe same 90-point checklist we use in professional assessments — covering roof, vents, siding, decks, defensible space zones, and access. Aligned to CWRC, IBHS, and NFPA standards. Walk your property this weekend and see where you stand.
No spam. Just the checklist and occasional wildfire hardening updates for SW Colorado homeowners.
Our approach
Every home in the Durango area has a different risk profile. We assess yours specifically — not with a generic template from the Front Range.
We know that Gambel oak and juniper in Zone 1 are the top issue in La Plata County, which local contractors do ignition-resistant work, and how Durango's permitting process works.
Every assessment aligns to CWRC, IBHS Wildfire Prepared Home standards, NFPA Firewise guidelines, and Colorado State Forest Service defensible space criteria.
We rank every finding by impact, cost, and urgency. The $200 fix that eliminates your biggest vulnerability comes before the $15,000 nice-to-have.
Your report is formatted for insurer submission. It documents conditions, improvements, and compliance status — giving underwriters what they need to adjust your risk score.
We're consultants, not contractors. No financial incentive to recommend unnecessary work. If you want help managing the retrofit, that's a separate engagement — your choice.
We're building our process around aerial documentation, thermal imaging, and structured data — so your report is thorough, repeatable, and useful for years.
Resources
In-depth articles covering the CWRC, insurance strategies, and practical home hardening advice for the Durango area.
Everything you need to know about the April 2026 deadline — and why it matters even if you're not building a new home.
Read the guide →A step-by-step guide for Colorado homeowners who've received a nonrenewal letter — and how to fight back using HB25-1182.
Read the guide →Most people picture walls of flame. The reality is far more preventable — and most Durango homes have the same vulnerabilities.
Read the guide →Get started
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